Why do You Think Credit Cards are Useful when it comes to Shopping?

To start with, Online shopping is one of the best ways of getting things at your place. Earlier, we never use to believe shopping online but now it has been absolutely reliable and stable to shop online. The progress in this e-commerce department has been growing exponentially well. Even when it comes to the payment terms, they have been flexible and secured. There are emi options available online and this cannot be expected when you shop it in the retail stores. All you need to do is to stay connected to our blog to know more about hdfc credit card bill payment offer.

Reward Points: 

Image result for reward points on credit card

The good thing about credit cards is that you will be eligible to avail reward points on each of your transactions. Not all banks offer reward points but a few of them still do. HDFC, Axis Bank, ICICI, and Kotak Bank are some of the banks that still offer reward points on each of your transactions. These points can be redeemed on bookmyshow, paytm, and other online shopping sites.

Payback Time:

Image result for credit card payment circle

Credit Card payment can be made within 45 days. If in case you pay the dues on time, there is no need for paying interest. Suppose you miss the payment cycle, you will end up paying heavy interests. The interest rate is charged on a daily basis if you fail to pay the dues. There are a lot of defaulters who don’t pay the loans in time and they even abscond, which is, in turn, going to impact the bank. For such defaulters, we have a special team who will be taking care of recovering the loans.

CIBIL Score:

If you need a healthy cibil score, you just have to apply for a credit card. Not only by applying the credit card but also by paying the dues in time. A good cibil score will always help you in availing loans in the future. Likewise, it will also hit your score if in case you don’t pay dues for your existing loans.

We hope this answers most of your doubts regarding hdfc credit card bill payment offer. Just in case you have any further questions, you can always ask us in the comments section. Stay connected to us for more such sections and thanks for reading.

Leave a Reply

Your email address will not be published. Required fields are marked *